A smiling middle-aged couple with blonde hair, dressed in casual denim outfits, standing close together against a black background.

Planning for Retirement

You manage the bucket list, we’ll
manage
the money.

Book a Financial Planning Call

You’ve earned your retirement.

Let’s make sure you have a plan that reflects your comfort with risk and helps you stay on track.

  • If you’ve worked hard, and saved hard your whole adult life and feel anxious about stopping, we have a plan for that.

  • If you are worried your dreams may exceed your means, let’s design a plan that addresses your worry.

Our goal is to plan for your retirement needs so you can retire with confidence.

Work with us. We’ll draw up a roadmap to help plan for your next exciting chapter or two.

Get your retirement checklist

Dream big for your next chapter.

Could this be your retirement scenario?

You have options! We will put your assets to work to help maximize your retirement income.

  • Aerial view of a neighborhood with houses, greenery, and streets.

    Keep the farm, buy a place in the city, and potentially retire 2 years earlier than expected.

  • Close-up of a baseball resting on the dirt of a softball field with other baseballs in the background.

    See a game at every MLB stadium.

  • A safari vehicle parked in a grassy field during sunset with trees in the background.

    Experience the South African safari of your dreams.

  • Colorful buildings with balconies and awnings in a lively street, decorated with string lights and a Puerto Rican flag.

    Take an art class and gift your paintings to your children and grandchildren.

  • Wooden walkway leading to a beach with ocean waves, surrounded by green and flowering coastal vegetation.

    Buy a second home on the beach and host the whole family every summer.

  • Two hands reaching out towards each other, about to touch, with a modern building corridor in the background.

    Help launch a grandchild’s business.

  • Coastal view with white buildings featuring blue accents, outdoor seating along the water, and a clear blue sky.

    Learn the secrets of the Blue Zones one at a time.

  • People loading or unloading boxes of Cal-Organic vegetables from a truck bed.

    Volunteer at your local food pantry and create a network of donors.

  • View from a sailboat at sunset, showing the boat's deck, sail, and the water with a distant shoreline.

    Sail, fish, or sail and fish The Great Lakes.

  • A hillside coastal town with multiple colorful houses overlooking the ocean, with boats anchored in the water at sunset.

    Learn Italian and retire on the Amalfi Coast.

  • Person chopping garlic on a wooden cutting board.

    Cook through Food52 Genius Recipes with a friend.

  • Colorful buildings with balconies on a narrow street, decorated with string lights and an American flag and a Puerto Rican flag hanging from above.

    Research your roots in Ireland and write the definitive family history.

Approaching Retirement

Earlier is better when it comes to planning for retirement. When your retirement is 5 years in the future, you will want to develop a plan so you can launch your retirement feeling prepared and confident. Let us help you…

  • Evaluate whether you have saved enough.

  • Identify and assess your risks in retirement.

  • Determine whether your investment allocation is appropriate for retirement.

  • Develop a detailed spending plan for your needs and your dreams.

  • Evaluate your options for pension and annuity payouts.

An elderly couple sharing a joyful hug and laugh against a plain white background.

In Retirement

Though retirement offers more options than most people anticipate, some will be better suited to you than others. We can help you navigate this exciting journey by considering all the relevant data — your goals, your savings, your family, etc. — to help you make the best decisions. As your retirement co-planners we will…

  • Develop a strategy to fund expenses.

  • Recommend ways to improve after-tax retirement income.

  • Plan for potential obstacles such as healthcare and long-term care.

  • Plan for market volatility.

  • Evaluate social security strategies.

  • Analyze Roth Conversion opportunities and other tax strategies.

  • Monitor and update the plan.

An older man with blond hair, wearing a striped polo shirt, beige shorts, and white sneakers, is swinging a golf club on a golf course with green grass and trees in the background.

Client Journey

Discover Our Intentional Retirement Planning in 5 Steps

  • Assess

    Evaluate your financial picture and retirement priorities.

  • Optimize

    Explore strategies related to taxes, income, and retirement planning.

  • Structure

    Design a coordinated retirement income and investment strategy.

  • Implement

    Put planning recommendations into action with guided support.

  • Monitor

    Review and adjust your strategy as life and markets evolve.

Like to Learn More About Retirement by Design™ and how we can help you?

Book a no obligation consult with us

Let’s discuss your goals, what you’d like your next chapter to look like and how we can help.

Book a Financial Planning Consult

Retirement by Design™ is a service mark used by Purposeful Wealth Advisors® to describe its investment advisory approach within Keating Financial Advisory Services, Inc. The ‘™’ designation indicates a claimed mark that is not registered with the U.S. Patent and Trademark Office.

This term refers to the advisor’s internal methodology and does not imply a guarantee of results or that the approach is superior to those used by other advisors. This process has not been reviewed or endorsed by any regulatory authority.

Strength. Guidance. Confidence.